Your Partner in Tailored Mortgage and Finance Solutions

Experience personalized service and expert guidance for all your mortgage and financial needs.

Experienced Team Support

Benefit from our dedicated team approach, ensuring personalized, seamless finance solutions every step of the way.

Access to More Lenders

We collaborate with multiple lender panels to find the best options tailored to your specific needs and goals.

Ongoing Loan Reviews

Receive annual reviews and proactive recommendations to keep your loans competitive and aligned with your evolving financial situation.

About Us

Your Trusted Partner in Comprehensive Finance Solutions

Next Generation Mortgages, is a family owned business which started trading in March 2015 under the name Next Generation Mortgages, to be consistent with our full service of finance solutions – we are no longer just about mortgages!

The business is owned 100% by managing director Andrew Melling, but operates with multiple brokers and the support of administrative staff, to ensure service quality is paramount and front and centre of everything we do.

Andrew Melling operated as a financial adviser for 20 years before deciding to sell his financial planning business to focus on the finance needs of our clients and referral partners. We now assist multiple other financial advisers, accountants, and lawyers with their own clients, offering a truly boutique service. We are predominantly a referral only business; our clients come organically from friends, colleagues and family of existing clients, as well as from our custom selected referral partners. You can see all of our partners in the Community section of our website, and feel free to let us know if you would like to tap into their expertise

Tailored Financial Solutions

Loan Refinancing

Reduce your mortgage payments with tailored refinancing options for savings.

 

First Home Buyers

Expert support for first-time buyers to navigate the home purchasing process.

Investors

Tailored financing solutions to help you achieve your investment goals.

Personal Loans

Access funds for personal projects, travel, or unexpected expenses effortlessly.

Ready to Achieve Your Financial Goals? Let Us Guide You Today!

Our dedicated team is here to help you navigate your financial journey, offering tailored solutions for mortgages, loans, and investments. Let's work together to achieve your goals!

WHY CHOOSE US

Experienced Team vs Individual Broker

Experience stress-free financial solutions with our expert team dedicated to helping you achieve your goals.

At Next Generation Mortgages, we provide personalized service with a team-based approach, ensuring multiple experts collaborate to offer the best finance solution for you. Whether you're buying a home, starting a business, or financing a vehicle, our experienced team has settled thousands of loans, delivering accurate, timely assistance without the stress of relying on just one person.

Experienced Team

Benefit from a collaborative approach where multiple brokers work together to deliver optimal financial solutions.

Stress-Free Process

We handle all aspects of the process, reducing the stress and complexity of significant financial decisions.

Access to more lenders

At Next Generation Mortgages, we understand that working with a single aggregator limits access to a full range of lenders. That’s why we ensure that clients benefit from all available aggregation groups, providing the best possible finance solution tailored to their needs.

For specific professions like teachers and nurses, some lenders offer specialized loan packages with reduced costs, such as mortgage insurance waivers. We assign the most suitable broker for each client to ensure they receive optimal financial outcomes through expert triage and personalized service.

Wide Lender Access

Utilize lenders from all aggregator groups for comprehensive options.

Specialized Loan Solutions

Access exclusive loan products for specific occupations like teachers and nurses.

Tailored Client Matching

Clients are matched with the broker best suited for their needs.

No Mortgage Insurance

Qualified clients can avoid costly mortgage insurance with specific lenders.

Ongoing Loan Reviews

At Next Generation Mortgages, we prioritize ongoing support by conducting annual reviews of your loan arrangements, ensuring competitiveness and suitability over time. Using advanced technology, we identify better products, such as lower rates or cash-back offers, for your evolving financial needs.

Our commitment to service extends beyond loan settlement. Whether freeing up cash flow or leveraging your home’s equity, we collaborate with your accountant, lawyer, or financial planner to optimize your position, ensuring your loan aligns with your goals and changing circumstances.

320+

Mortage experts

08+

Years experience

Keegan CoetzeeKeegan Coetzee
04:34 05 Apr 24
Andrew & the team from NGM were amazing in helping us refinance our home, always available to answer any questions and went above and beyond when there was a hurdle from the banks side! Would recommend if anyone is looking to enter the market or just have a chat to review their best options!
Catherine WellsCatherine Wells
23:50 25 Jan 24
Thank you to Andrew, Sean and the team at NGM for making the process of purchasing my first property independently a smooth one!
sam baldocksam baldock
11:02 24 Apr 23
Adam and his team at next gen are absolute legends. For all the work they put in they probably deserve 6 stars. If you are looking for a Mortage broker then stop scrolling and give these guys a call.
Bastien GonzalezBastien Gonzalez
10:52 02 May 22
My wife and I can’t express how happy we are to have dealt with Next Generation Mortgages.A close friend of ours, who had just purchased her property thanks to Andrew’s assistance, recommended us to look into our options and contact him. We are so grateful we did!Andrew and Daniela helped us navigate the whole process, understand our options and there was no question that was left unanswered. When it came to get the process started, they were always available and everything was dealt in an efficient and professional manner.We have now just moved into our first home when, a few months back, it was just a pipe dream.Needless to say I cannot recommend NGM enough, it’s been an absolute pleasure working with them.
Sophia DaveySophia Davey
06:42 24 Feb 22
I highly recommend NextGen Mortgages. From the moment I met the team, they went over and above every expectation. Meticulous on the details and accomodating when ever I felt nervous about buying my property. I felt utterly supported and assisted in every step of my decision making and I now am a proud home owner! Very happy. Special thanks to Andrew and Daniela for holding my hand every step of the way. Thank you team!
Kate StewartKate Stewart
11:52 30 Jun 21
When I first met Andy (Andrew) I was renting and looking for a home, had no idea how much I could borrow and no idea about the process. Over a Zoom meeting Andy went through my options with me and it didn’t take long before I was pre-approved for finance and had signed a contract to buy my first home!The lender that we went with had a very low rate of (under 2% p.a), which was awesome, but unfortunately they weren’t the best lender to deal with up to settlement. Thanks to Andy though, he made the whole process a lot easier for me, and made everything much less stressful than it could have been. The communication he had between all parties was fantastic and smoothed out any issues that we faced along the road. Definitely couldn’t have done it without him.Would highly recommend Andy to any first home buyer who feels they may need guidance and things explained along the way like I did. Thanks so much Andy and Daniela.
Andy PrenticeAndy Prentice
01:01 15 Jan 20
I can't thank the team at Next Generation Mortgages enough for their amazing work in helping me with my mortgage!I thought that owning a small business would make it a lot more challenging to get approved for a mortgage. NGM knew exactly what lenders to consider and which to avoid and I couldn't believe what an amazing interest rate and quick approval they were able to achieve for me.The process was excellent from start to finish. Andy and Daniela were great to deal with and with Andy also being a financial planner, he provided me with some other great info and options moving forward. I can't recommend Next Generation Mortgages enough if you're looking for a mortgage broker in Melbourne.
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OUR TEAM

Here is our professional team

Pamela Gamboa
Daniela Greening
Nicole Sevenich (Finsure)
Sean Beavis (NMB)

CONTACT US

Connect with Us for Tailored Financial Solutions and Guidance

Reach out for personalized advice to meet your unique financial needs.

Get in touch for expert support on your financial journey!