- 1/ 486 Lower Heidelberg Road, Heidelberg 3084
- 1300 921 327
- Mon - Fri: 9:00am - 6:00pm
As our CEO, Andrew is responsible for working with our referral partners, educating brokers, and touching base with clients along their financial journey. He attends regular lender meetings to stay abreast of policy changes that he then educates brokers with. In addition, Andrew is responsible for triaging clients when they are referred and assigning the client to the most appropriate broker based on the brokers capacity and skill set. In terms of specific niches, Andrew works best with higher income earners that have more complex lending needs, particularly where financial planners or accountants are involved, given his previous experience as a financial planner.
Pamela is Andrew’s Philippine-based Personal Assistant and serves as the primary point of contact for our team. She provides significant back-office support to the brokers, ensuring that client files progress smoothly and that exceptional service levels are maintained for clients and referral partners. She manages executive schedules, coordinates meetings, and facilitates communication between clients and the team, ensuring that no task is overlooked.
NS Finance & Mortgages has been established for over 10 years and is based in the beautiful Yarra Valley Region of Victoria. The company enjoys assisting clients in reaching their financial dreams and goals. Specialising in all things finance, including Residential, Investment, Commercial, SMSF, Reverse Mortgages, Asset, and Consumer loans, NS Finance & Mortgages is well-equipped to help clients meet their needs and requirements for future plans. Nicole, the Founder and Director of NS Finance & Mortgages, takes great pride in educating clients, providing long-term customer service, and maintaining ongoing communication throughout the finance journey.
Nicole was also a finalist for the Customer Service Award - Individual at the MFAA 2022. She is a dedicated mortgage broker based in Kinglake, VIC, with over 20 years of experience in real estate and finance. She provides personalized support to clients across Victoria, ensuring a warm welcome throughout their finance journey.
Nicole has experience in assisting clients from lodgement through to settlement across a range of areas including residential and investment loans, commercial loans and self-managed super funds.
With over 20 years of experience, Sean takes pride in guiding his clients toward their financial goals through expert, tailored advice.
A former Hall of Fame member with Wizard and Chairman's Club member with Aussie, Sean has earned a reputation as a trusted advisor. He specialises in helping clients with first-home purchases, refinancing, and investment property strategies.
Sean’s commitment to transparency, integrity, and client education builds strong relationships, empowering clients to make confident, informed decisions.
Based on Sydney’s Northern Beaches, Sean loves spending time on or in the water with his two children whenever he can.
Imtiyaz Rather is a dynamic, millennial-focused mortgage broker based in sunny Christies Beach, South Australia. Specializing in virtual client relationships, he has tailored his services to individuals seeking to build wealth through property.
Imtiyaz holds an MBA and a Diploma in Finance and Mortgage Broking, and is also an active property investor himself.
Additionally, Imtiyaz is a Qualified Property Investment Advisor, which signifies his expertise in providing specialized property investment advice, ensuring that clients receive personalized guidance aligned with their investment goals.
In his spare time, you’ll often find him enjoying too much coffee, reading, or camping out in a swag.
Jowell is a visionary entrepreneur dedicated to offering personalized financial services and committed to serving his community. Born and raised in the Philippines, he moved to Australia in 1990 to pursue his academic and professional goals. With a focus on excellence and community impact, he has established himself as a trusted partner in finance, guided by strong values as his business continues to grow and evolve.
Jowell is a partner at MLV Accounting Group with over 15 years of finance experience, including five years at a top Australian bank. He specializes in residential lending, offering expertise in refinancing, property purchases, and investment funding. Jowell is dedicated to providing exceptional service and tailored financial solutions.
In his free time, he enjoys family activities, basketball, and staying active at the gym.
James is a dedicated mortgage broker with over 30 years of experience. He excels in navigating complex situations and provides tailored solutions to meet diverse financial needs. His commitment to personalized service and access to various lenders ensures competitive rates, making him a reliable adviser for clients seeking to achieve their financial goals.
James is a Credit Representative (CR No. 484875) of Buyers Choice Licensing Pty Ltd (ACN 626 172 281, Australian Credit Licence No. 509484).
Marina Michael is passionate about helping others achieve their financial goals. Based in Sydney, she believes families and professionals have great opportunities to grow their wealth and deserve support in home ownership and investment.
Marina specializes in working with expat professionals, first home buying, as well as residential and commercial financing. Her team of brokers focuses on strategic wealth building through property, leveraging their knowledge of lender policies and interest rates. Ultimately, she aims to help clients quickly find the right loans, save money, structure their finances effectively, and increase their wealth.
Sara Eales is a dedicated asset finance broker based in Queensland, passionate about delivering personalized financial solutions to clients across Australia. With a deep commitment to helping individuals and businesses achieve their financial goals, Sara combines her expertise with a personal touch to create a seamless and supportive experience. Sara takes the time to get to know each client, ensuring tailored solutions that fit their unique circumstances. Whether you're financing your first car, expanding your business, or consolidating debt, Sara is here to guide you every step of the way, offering a professional yet friendly approach that sets her apart. With Sara Eales, you can trust that your financial journey will be handled with care, understanding, and a focus on achieving the best outcomes for you.
Wladek is a finance and property investment expert focusing on wealth management and financial security through property investment. His experienced views real estate as a secure investment and provides personalized, honest planning to secure your financial well-being.
He concentrates on property finance, investment for expatriates and retirees, and refinancing. Wladik offers tailored services that focus on each client's unique goals and financial success.
Reach out for personalized advice to meet your unique financial needs.
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